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Why you SHOULD Keep Separate Accounts Even If You Are Married
I found this story about a Widow who finds her Credit tied up in her husband’s name after he died. This is a very unfortunate circumstance for her but it just goes to teach us the importance of having...
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Crazy Things that Kill Your Credit Score…Part 2 of 2
This is a follow up to Crazy Things that Kill Your Credit Score…Part 1 of 2 where I spoke about the first two items on the list. Here are the two other strange items that can really ding your credit...
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How I Save Money Gives Credit Report Advice
I was speaking about ways to save money with a coworker who mentioned that she wanted to buy a house soon. She was worried about the rate she would get because she knew her credit score was bad . This...
View ArticleUpdate on Credit Scores
As of April 29th my credit scores were as follows: Experian 739 Equifax 729 Transunion 748 These scores are all in the excellent range but they were not able to help me get a better rate on my car loan...
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0% Balance Transfer Offer That I CAN Refuse
Normally I encourage people to take up 0% balance transfer offers and I wish I would get more offers myself. However, I must warn you that just because it says 0% that does not mean it is always the...
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Credit Card Craziness!
Credit card companies sometimes do some really strange things that just confuse me. I have a card that I do not use currently because I am getting better offers from some other cards. I received a new...
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What Your Credit Score Means and Why It’s Important (Guest Post)
In today’s struggling economy, a good credit score is more important than ever. A credit score that was good enough to get a loan in the past may not cut it as easily today. Creditors are tightening...
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Chase (ing) MyPoints
I have used MyPoints for years now because I love the rewards that I get from them. MyPoints is a program that basically pays you to read their advertising emails from partners. You get points for...
View ArticleHelp A Reader: Bad Credit
Hello everyone!!! I recently got the following comment from a reader and wanted to include you all in the assistance process. “How would I start to fix just horrible credit? I doubt I will ever be able...
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Credit Score Report Card From CreditKarma
I have been using Credit Karma for a while now to track one free credit score. They recently introduced the Credit Report Card which gives you a grade on various aspects of things that make up your...
View ArticleCredit Score 740 From Experian
I just took a look at my free credit report and credit score from Experian, via Quizzle and saw that my reported score was 740. Quizzle provides you with one free credit report every 180 days so that...
View ArticleCredit Counseling vs. Debt Consolidation (Guest Post)
If you’re struggling with multiple debt accounts at the same time, figuring out a way to combine your payments into one can be a lifesaver. You could find yourself saving money on interest and putting...
View ArticleBuying a Car with Bad Credit: Your Options (Guest Post)
No matter how many times our mothers warned us to pay our bills in full and on time, some of us just had to find out for ourselves what the repercussions for making late and partial payments would be....
View ArticleAlways Monitor Your Credit Report
I had my students pull up their credit report for an assignment a few monthss ago and they were supposed to write a report on what they found. One of my students got a very unpleasant experience when...
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Capital One Now Offers Credit Score Monitoring
Those of you who use Capital One Credit cards will be pleased to know that Capital One now offers credit score monitoring. Look out for a banner at the top of your account when you log in. To access...
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My Credit Score Dropped 16 Points
My credit score dropped 16 points recently. I am still within the ‘Excellent’ range, but I was not happy to see a drop. (If you are not reading this post at www.howisavemoney.net or in your feed...
View ArticleTime To Check Your Credit Score!
It is time to check your credit score once more. It is good to always keep on top of what your credit score is. Even if you don’t currently need to apply for credit, you should still check. You can...
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